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PROGRAM 02 / MORTGAGE READY

Make your homeownership goal more actionable.

Mortgage Ready is being built for future homebuyers who want a longer runway to review credit, debt, savings, and the questions to raise with a licensed mortgage professional.

Longer-term planning

Designed around sustainable financial habits and preparing for a lender conversation.

What the experience will cover

Credit profile review

Review payment history, revolving balances, and possible reporting errors.

Debt and savings readiness

Develop realistic budgets and prepare financial records for professional review.

Milestones

Keep track of steps and know when to speak with a licensed lender.

Important limitations

Consumer-facing credit scores may differ from scores used by lenders. The software will not predict loan eligibility, preapprove loans, or replace lender underwriting.

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